Find Out How Much You Can Afford
We're here to make the home loan process a lot easier! We say it loud and proud, our clients are THE MOST educated and THE MOST solid buyers on the market today because of our second-to-none process.
Let's take away the mystery and headaches of getting pre-approved for a new home. Making sure you have the best rate and understand all financing options available to you is what we do best.
All loans “live-and-die” in what is called your Debt-to-Income ratio. This ratio is based off of your gross income (before taxes). Depending upon the loan program, the ratios allowed will vary. Conventional financing allows a DTI ratio of 49.99/49.99%. FHA financing allows your ratios go up to 46/55% and VA Home Loan Benefits go off of your “residual income”.
Confused? It’s okay! We will make sense and explain in every-day terms.
This ratio is your gross income (before taxes) vs the new monthly mortgage payment, only.
This ratio is your gross income vs the new home and minimum payments on the credit report.
3%-20% Down, A+ Terms
Have good credit, income, and a down payment? This might be the right loan for you.
Best Option For Veterans
Take advantage of your VA loan benefits! There is no comparison to the VA Home Loan today.
3.5% Down, Min. 580 Credit
FHA Loans offer an opportunity for first time buyers or borrowers with less than perfect credit.
Find Out If You Qualify
Explore various down payment assistance programs to find out if it’s your best option.
“Most borrowers have several loan options, but the key is finding the right option for their situation” – R. Hrisca aka The Bearded Beauty
NMLS# 237341, 230070
LendPro Mortgage is a DBA of American Financial Network, Inc. Corp
A pre-approval does not constitute a loan commitment or guartantee of a loan. Pre-Approval is subject to satisfactory appraisal, satisfactory title search and no meaningful change to borrower’s financial condition.
